B R O A D R I V E R

Office Address

  • Brevard, North Carolina Office 22 Trust Ln. Ste #1 Brevard, NC 28712
  • 828-884-3885

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Carolina’s Best Choice for Health Insurance

Protecting Your Health, Securing Your
Future Since 2005.

Get Your Free Quote Today
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We Provide professional
Insurance Services

Fill the Gaps in Your Medicare Coverage

Medicare Supplement

Secure your healthcare future and protect yourself from unexpected medical costs with Medicare Supplement insurance. Our plans help cover copayments, coinsurance, and deductibles that Original Medicare doesn’t pay.

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All-in-One Medicare Coverage

Medicare Advantage

Simplify your healthcare with Medicare Advantage plans that combine Part A, Part B, and often Part D prescription coverage. Get additional benefits like dental, vision, and hearing care all in one convenient plan.

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Affordable Health Insurance Under 65

Healthcare Marketplace

Navigate the ACA Healthcare Marketplace with confidence. Whether you’re self-employed, between jobs, or need individual coverage, we’ll help you find quality health insurance that fits your budget.

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Complete Your Health Coverage

Vision And
Dental

Protect your smile and sight with comprehensive dental and vision insurance. With plans through Blue Cross Blue Shield and UnitedHealthcare extensive provider networks, coverage for preventive care, and no waiting.

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19+

Years of experience and excellence

About Our Company

We Provide Best Insurance Policy for Any Purpose

Broad River Insurance is locally owned and operated in Brevard, and has been providing Western NC with the best service for Health Insurance, Life Insurance, and Medicare since 2005. We’re passionate about helping our customers select the best possible coverage, and making sure they get the very most out of their plans to improve their health and their lives.

19+ Years of Excellence

Serving Brevard and Western NC communities with integrity since 2005

Award-Winning Service

Recognized as BCBSNC 2023 Medicare Top 10 Agency and 2023 Marketplace Elite Circle of Champions

Local Expertise

Our Brevard-based team understands your unique insurance needs and provides personalized solutions

Comprehensive Support

From ACA marketplace enrollment to Medicare guidance, we handle all your insurance needs

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Our Story And Mission

Why Choose Broad River Insurance?

Local Roots, Statewide Reach

Since 2005, we've grown from a small Brevard office to Western North Carolina's premier insurance agency. Our success stems from one simple principle: treating every client like family.

Award-Winning Excellence

Our achievements speak to our commitment:
BCBSNC 2023 Medicare Top 10 Agency AEP 2023 2023 Marketplace Elite Circle of Champions Consistent 5-star client satisfaction ratings

Comprehensive Coverage Options

Partnered with North Carolina's leading insurance carriers like Blue Cross Blue Shield of NC, Blue Cross Blue Shield of SC, Aetna, Humana, and UnitedHealthcare. Best plans at competitive rates.

Community-Centered Approach

Our agents don't just work in Western NC, they live here. From Brevard to Canton, Lake Toxaway to surrounding communities, we understand the unique healthcare needs of our mountain region.

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Start Your Journey to Better Coverage

    Ready to find the perfect insurance plan?

    We’re here to simplify your search and enrollment. Finding a health insurance plan that fits your family’s financial and medical needs doesn’t have to be difficult.

    Our licensed agents will help you compare options, understand benefits, and secure coverage that fits your budget. Get your personalized quote in minutes.

    Meet Our Expert Team
    Members

    Nick Michalkow

    Manager/Authorized Agent

    Brenda Mullen

    Authorized Agent

    Morgan Folckomer-Shelton

    Authorized Agent

    Susie Andrews

    Authorized Agent

    Colton Shelton

    Authorized Agent
    Testimonials

    What Our Customers Say?

    I highly recommend for any insurance needs, I was about to loose my coverage, went in and talked with Paul explained my situation and he figured out what I needed and what I could afford and made it happen, my medication is life or death,without them I would not be able to get the medicine I need to live. Give them a call and see what they can do for you. If you already have them go give them a five star ,if I could do more I would.

    Shawnee Owenby

    I just have to RAVE about my experience with Morgan Shelton of Broad River Insurance. She was so helpful, understanding, and professional through all of my questions, concerns, and last-minute enrollment. Thank you, Morgan! I appreciate your assistance and kindness!

    Larisa Griffin

    You are in really great hands signing up with BRI for your healthcare and Medicare needs!!! We love Dawn!!!

    Rudolf Grimm

    From Blog

    News And Updates

    Stay informed with the latest health insurance news, Medicare updates, and coverage changes from Broad River Insurance. Get timely information on enrollment periods, policy updates, and healthcare developments

    All News
    Broad River Insurance celebrates 20 years of trusted health insurance service in Western NC. From Medicare to ACA plans, discover why thousands choose our Brevard-based experts since 2005.
    August 4, 2025

    Celebrating 20 Years: Broad River Insurance Agency