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Why Enroll in Health Insurance?

With a Blue Cross NC plan from Broad River Insurance, you’ll enjoy:


+ Doctor and Hospital Choices – Blue Cross NC offers a wide range of network choices to meet your needs.


+ Nationwide and Worldwide Coverage – With the BlueCard® program, you have coverage at home and when you travel.


+ Locally Based Experienced Agents - Our team of local agents is available in person or over the phone to help you select a plan, answer questions, assist with claims, or provide any additional support you may need to make sure you get the most out of your coverage.


+ Online Member Tools – The Blue Connect website and mobile app give you quick access to your digital member ID card, claim status, coverage details and more. Learn more.

Paul Folckomer Broad River Insurance Western NC
Adorable Girl with Pediatrician

Our plans offer key benefits:


+ No Waiting Period for Pre-Existing Conditions, and No Health Questions – All Blue Cross NC health benefit plans are available with no pre-existing condition waiting periods or health questions.


+ Preventive Care Benefits – Preventive services are covered at no charge when you go to an in-network doctor.

*For a complete list, visit


+ Essential Health Benefits –  Coverage is provided for essential health benefits such as urgent and emergency services, maternity services, mental health services, and more.

*For a complete list, visit


+ No Lifetime Dollar Maximums

+ HSA Benefits Through HealthEquity - Tax-free deposits into your HSA to use on qualified medical expenses. Learn more.

When Can You Enroll?

Annual open enrollment for the HealthCare Marketplace is between November 1st and December 15th. Once open enrollment ends you may be able to buy health insurance if you qualify for a special enrollment period due to a qualifying life event such as:


+ Getting Married

Having a Baby

Losing Health Coverage

+ Changing State or Country of Residence

+ Getting Out of Jail


To learn more about additional qualifying life events and special enrollment periods, contact our office directly. 

Gay Couple with Daughter

You may qualify for financial assistance:


If you meet certain requirements, federal government subsidy is available to help you pay for health insurance.


To find out if you qualify for a government subsidy, get a free instant quote or contact our office directly.

Get a Quote

To receive a free instant quote, click here.


To speak with one of our local agents for a free quote and more information about plans, benefits, subsidies, and enrollment periods - contact our office directly.


Our agents were awarded spots in the 2020 Marketplace Elite Circle of Champions for their dedication and commitment to helping consumers sign up for access to affordable healthcare. We look forward to helping you choose the best plan to fit your needs and providing ongoing support to ensure you get the most out of your health insurance.

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