Is it time for Medicare?
As you approach your 65th birthday, it's time to start considering your Medicare plan options. You will qualify for Medicare as long as you meet all of the following requirements:
+ You have turned, or are about to turn 65
+ You or your spouse has been employed for at least 10 years
+ You are a U.S. citizen or permanent resident
If all of the above are true, keep reading to learn how a BCBSNC Medicare plan from Broad River Insurance will work for you.
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Medicare covers essential health benefits:
+ Medicare Part A – Hospital insurance that helps cover inpatient hospital care, skilled nursing facility care, hospice and home health care. *A Medicare Supplement may be needed in addition to this plan
+ Medicare Part B – Medical insurance that helps cover medically necessary doctor services and outpatient care. It also includes some preventive services to help you maintain good health.
*A Medicare Supplement may be needed in addition to this plan
+ Medicare Part C – Also known as a Medicare Advantage plan, Part C includes all the benefits of Medicare Parts A and B, plus additional services. This eliminates the need for a Medicare Supplement (some plans also include prescription drug coverage.)
+ Medicare Part D – Prescription drug coverage helping to lower your prescription drug costs.
+ Medicare Supplement – Provides additional coverage in conjunction with Medicare Parts A and B, helping to cover expenses such as copayments and deductibles.
Enjoy additional member benefits including:
+ Deals and offers from top health and wellness retailers
+ Discounts on goods and services such as hearing aids, laser eye surgery, medical bracelets, gym memberships, and more.
+ Option to add a Silver & Fit membership for only $50 annually
When can you enroll?
There are specific times when you can enroll in Medicare, or change to a different Medicare Plan.
+ Initial Enrollment Period: Dependent on your 65th Birthday
Three months before you become Medicare eligible, the month you become eligible, and up to three months after becoming eligible, you may enroll in Medicare.
+ Annual Enrollment Period: Oct. 15th - Dec. 7th
During this period of time, you may enroll in Medicare coverage or switch to a different plan.
+ Open Enrollment Period: Jan. 1st - March 31st
Members of Medicare Advantage or Original Medicare (Parts A and B) may switch to a different Medicare plan during this time period.
+ Special Enrollment Periods
Some extenuating circumstances may qualify you to enroll during a special enrollment period. Contact our office directly for more information.
For more information on Medicare plan options, benefits, and enrollment periods, contact our office today to speak with one of our local, authorized agents.
We look forward to helping you choose the best plan to fit your needs, and providing ongoing support to ensure you get the most out of your Medicare coverage